July 12, 2009
So You Want A Garden Gazebo?
Gazebos first become popular in the US in the mid 1800’s Gazebos have been around for thousands of years and can be traced as far back as ancient Egypt, 5000 years ago where the were found in the gardens of royalty.
Gazebos have been going in and out of popularity for hundreds of years. Sometimes being seen as a status symbol, only to be outranked by some new status symbol such as the large porches that became popular at the turn of the last century, and again in the 1940’s when large patios were the current rage.
Sometimes during the 1980’s the Gazebo fever came back strongly, and have been on an upswing since then. The multitude of designs and materials and blueprints along with ready made gazebo kits can make deciding on a gazebo a fun and exciting journey.
Gazebos are most commonly constructed of wood or vinyl. Metal and plastic glass is sometimes used. Bamboo is another material. The gazebos can be open or closed with ornate 2 tiered roofs, with elaborate wood work adorning the entire structure.
Take your time browsing the available gazebos. Or the available blue prints if you have decided to do the construction from scratch. What works with your garden, and your style? An elegant or rustic gazebo? Ornate with intricate design and beautiful details? Or plain and rustic?
There are a lot of things to think through before deciding on a Gazebo Design.Will you construct a concrete floor, or make a wooden pad for the gazebo? Will you need a chimney to add a fireplace for chilly evenings? The only limit is your imagination. A garden gazebo will bring pleasure and beauty for your garden for many years to come.
Filed under Gardening by Margaret Granholm
July 11, 2009
The Secrets of Building a Garage
Do you think that shelling out a few precious bucks in this time of economic crisis reeks of a bad decision? The answer may be a resounding yes or no, depending on who you ask. It seems that the prevailing attitude nowadays of a majority of people is to save, save and save. Of course, this is only appropriate since almost all consumers are afraid of losing their purchasing power. It doesn’t help that many Wall Street firms are on the brink of financial bankruptcy, causing a threatening atmosphere of mass layoffs.
Yet, if you are the type who is financially secure because you have been saving a long time already for the proverbial rainy days, would you still act like a miser? Obviously, you will answer no. If you have a little extra to spend as a treat for yourself, why not start building a garage that will not only accommodate your car but will also improve the total look of your place. It might even give you an additional income if you know how to maximize its use.
Here are some tried and tested ways to build an aesthetically pleasing garage without the usual hassle that one encounters. Read on how it’s possible.
First of all, you need to prepare a blueprint that fits your judicious needs. It is imperative that you can understand it clearly. If you encounter any doubts or if you want to clarify something, don’t hesitate to contact your architect so that he can explain in full detail the questions that are bothering you. The usual garage plans contain the following elements: foundation plan, the exterior elevation blueprint, floor plans, a cross section view and the highly essential outline specifications. Other add-ons are possible but not really necessary.
Next, knowing where to put the windows and doors will help create the total look of the garage. Windows must be appropriate in size and diameter to allow rays of sun inside the garage so that there would still be a source of light without turning on an electric bulb. It has also an added bonus of killing microorganisms. Another purpose of the window is to allow air to ventilate properly inside the garage. This is to avoid that familiar musty odor which affects dark and damp places. A door strategically placed in front of the garage will also provide easy access no matter what time of the year it is. Now, if you don?t want to pass through the main door all the time, have a side door installed so that you can pass through it discreetly.
Aside from just being a plain old garage, you could maximize its use by transforming it into a storage area. Build a loft so that your stuff will be lifted off the ground. This way, if ever there are pests that can enter the garage, your belongings are in a secure location.
Furthermore, if you want to build a room above the garage, it could be rented out to a person in need of a bed space. Through this, you will supplement your salary with the money being paid for the rent. Doesn’t that sound terrific?
Cut down on your expenses by acquiring the raw materials in bulk. If you can go directly to a wholesaler, why bother with a retailer? Wholesaler offers a cheaper price when you buy sacks of sand, cement and gravel, plywood, nails, piles of lumber, cans of paint and many more.
You may now commence building your garage after reading these great tips. Good luck!
Filed under Design by John Sommer
July 10, 2009
Self Storage Loans and Lenders
We are presently in a condition where everything about the economy is uncertain. But even in these unsure times and in an almost undefined lending market, there are still property owners who are in need of financing. Their financing needs vary from new financing to revolving lines of credit to structured financing (often to recapitalize property investments) to existing loan refinancing for more favorable terms. In these troubled times, self storage owners are facing the challenging of finding the best lender to help them in their self storage loans.
It can be difficult to obtain a self storage loan because only a few lenders are familiar with underwriting for such loans. Also, most lenders think storage lending poses more risks than any other property types so they typically stay away from self storage transactions. However, there are still plenty of financial institutions who answer to self storage loans. Still, the question on how you can get self storage loans is left hanging.
In choosing a self storage lender, it is always important to do your homework. If you have a lending institution in mind, check which real estate classes do they specialize in. Information on the number of self storage loan transactions that they have completed is also helpful. Also, another thing that you should check for is the availability of their funds for storage property.
If you are thinking that you have limited choices when it comes to obtaining self storage loans, you might not be right about your guess. You can choose from a variety of self storage lenders ” local, regional, national, small, and big.
Local banks are typically the first choice when you are looking for a self storage loan that is local in nature. Local banks prove to be popular financing sources for smaller loans and even construction loans. Although local banks would base financing on personal relationships and they might require personal property inspections, they normally offer more flexibility and more favorable terms.
If you are looking at larger single-property loans or multiple property loans, you might want to learn more about regional and national banks, as well as life insurance companies. These types of self-storage lenders usually look more closely into loan-to-value (LTV) ratios and debt-coverage ratios. To give you a hint, higher loan-to-value ratios typically signal stricter loan terms.
Getting self storage loans can be difficult in todays economic sending. This only stresses the value of being updated with who is lending and who is not. If you believe you have come across with a potential source with sufficient capital, see to it that you are able to learn the most about their specific lending criteria and requirements.
Filed under Loans by Bart Icles
July 7, 2009
Maximizing closet space with Huggable Hangers
What could be more central to closet organization than the humble hanger? There are 3 types of closet hangers.
The hanger was first redesigned in 1932, and since then people have been trying to make a wrinkle-free hanger. There are currently three main types of hangers:
The classic wire hanger. Made famous through cheap mass production for the dry cleaner industry, wire hangers were designed for temporary use and light items. Unfortunately, even though extremely inexpensive to produce, they often bend or buckle under a average weights, or even worse, disfigure the shape of your clothing. Wire hangers have even been known to discolor or rust in humid air, leaving horrible stain marks on your clothes.
Wooden hangers – These are mostly used to hang heavy articles of clothing, like winter coats, and are thus quite bulky and heavy themselves, but also very strong. Often an additional wooden bar is placed along the bottom to hang pants on.
The hanger as we know it today did not start off as a household item. In 1869, a wire and novelty worker invented the apparatus for retail use. General stores were using them to display gentleman’s clothes as early as 1906. It soon became a commodity with its first redesign patent (for cardboard wrinkle preventing padding) exploding on the scene in 1932, and are still a standard in the hanger industry to this day.
There was a constant search to create a wrinkle free hanger. The ultimate solution seemed to come in the form of fabric enclosed hangers, such as the ones in the Joy Mangano Huggable Hanger Sets collection. Not only are hangers chosen for their utility, but more and more, for their beauty. A jumbled, unorganized closet can be very unappealing. Simplistic and organized closets with a sense of uniformity and style can save you time, money, space, and a sense of control in an unorganized world.
Although they are a little bit more expensive, Huggable Hangers can give you the efficient, functional and attractive closet that you need, so the cost is well worth it. So, maybe it’s time to get rid of those old wire hangers and go with a new type of hanger that is better for you, and safer for your children.
Filed under Shopping by Marnie S. Williams


